Refinance your home
We offer professional, expert, and independent mortgage advice that could save you years on your home loan and thousands of dollars in repayments. New loan products are constantly emerging, so the loan you currently have may not necessarily be the best option for you.
Considerations for Mortgage Refinancing:
When you SHOULD refinance:
Competitiveness: If your current lender isn’t competitive compared to other available options.
Cash Freedom: Refinance to free up cash for home renovations.
Debt Consolidation: Reduce your total monthly loan repayments by consolidating other personal loans, store debts, and credit card balances.
Fixed Rate transition: Consider switching to a fixed rate at the right time.
When it doesn’t make sense to refinance:
Property Sale Plans: If you plan to sell the property soon.
High Break Costs: If the costs associated with exiting your existing loan are substantial.
Low Loan Balance: If you do not intend to redraw on the equity.
