Buying your first home?
First Home Loan.
Buying your first home is an exciting yet sometimes stressful experience. As experts in the field, we understand the unique needs of first-time homebuyers. Our team has assisted thousands of individuals in choosing the right loans for their lifestyle, ultimately saving them both time and money on their mortgages.
When you choose to work with us, you’ll receive an initial consultation where we address important questions, including:
How Much Can You Borrow? We’ll help you determine the borrowing capacity based on your financial situation and goals.
Deposit Requirements: We’ll guide you through the deposit amount needed to secure your dream home.
Repayment Estimates: We’ll provide clarity on what your repayments will be, considering interest rates and loan terms.
Lenders Mortgage Insurance (LMI): If applicable, we’ll discuss LMI requirements and costs.
Government Grants and Schemes: We’ll explore whether you’re eligible for the First Homeowners’ Grant or other government assistance programs.
Our comprehensive services include:
Loan Recommendations: We’ll recommend the most suitable loan from a wide range of lenders, tailored to your specific needs.
Application Assistance: We’ll guide you through lenders’ applications and other necessary paperwork.
Additional Costs Advice: We’ll provide insights into additional costs such as stamp duty, legal fees, and bank charges.
Grant Identification: We’ll identify any other grants or subsidies you may be eligible for.
